Lesson Learned: You still own it even though you subcontracted it out

We will selectively work with insurance carriers on projects. This is a call that I received from an adjuster where a client had a tree fall on the house. We were able to rebuild the sunroom and restore it better than it was before on the insurance budget. This project was a particular challenge because we had subcontracted the framing which we deeply regretted later in the project. Ever since then, we resolved to never subcontract out our framing again.